PIN & Biometrics

6-digit PIN encrypts your key. Optional FaceID/TouchID/fingerprint unlock on mobile. Lockout after 5 failed attempts.

PIN & biometrics

Your PIN is the master key to your Monipay wallet.

The PIN

  • Length: 6 digits.
  • Function: Enrypts your private key using AES-256-GCM.
  • Security: Argon2id hashing ensures the PIN cannot be easily brute-forced.

Biometric Unlock

On supported mobile devices (iOS/Android), you can enable FaceID, TouchID, or fingerprint unlock. This provides a convenient way to authorize payments without typing your PIN every time.

Lockout Policy

To prevent brute-force attacks, Monipay enforces a temporary lockout after 5 failed PIN attempts.

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