Person-to-Person Payments

Send stablecoins by MoniTag, zero gas, instant settlement. The simplest way to move value across chains.

Person-to-person payments

Monipay's core primitive is the P2P payment. Send value to any MoniTag in seconds.

Key Features

  • No Gas: Monipay sponsors the transaction fees.
  • Username Resolution: No need to handle long addresses.
  • Cross-Chain: Send USDC on Base or USDT on BSC from the same interface.
  • Instant Finality: Payments settle on-chain as soon as the block is confirmed.

User Flow

  1. Enter recipient @MoniTag.
  2. Input amount.
  3. Sign with 6-digit PIN.
  4. Transaction is broadcast and confirmed.

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