What is MoniPay?

MoniPay is a non-custodial, gasless stablecoin payment protocol powered by AI agents.

MoniPay is a non-custodial, gasless payment protocol that lets merchants accept and users send stablecoin payments without paying blockchain gas fees, installing wallet extensions, or understanding cryptography. Live on Base, BNB Smart Chain, Tempo, and Solana.

The core proposition in one sentence: MoniPay is what Stripe would be if it ran on-chain, was non-custodial, and charged 1% flat.

Key Facts

  • Live on 4 chains: Base, BSC, Tempo, Solana
  • Supported Assets: USDC, USDT, aUSD
  • Flat Fee: 1% flat fee — no hidden costs, no monthly subscriptions
  • Instant Settlement: Settlement in under 2 seconds
  • Zero Gas: Zero gas fees for all users

Comparison

| Feature | MoniPay | Stripe | MetaMask | Traditional Crypto | | :--- | :--- | :--- | :--- | :--- | | Custody | Non-Custodial | Custodial | Non-Custodial | Non-Custodial | | Gas Fees | $0 (Sponsored) | N/A | Variable (High) | Variable | | Setup Time | < 1 Minute | Days | Minutes | Minutes | | Currencies | Stablecoins | Fiat | Any | Any | | Merchant Tools | Native POS/API | Native API | None | Limited | | Social Commerce | AI Agent Native | None | None | Manual |

MoniPay is non-custodial. MoniPay never holds your funds or controls your private keys.

Chain Status

| Chain | Token | Status | Explorer | | :--- | :--- | :--- | :--- | | Base | USDC | ✅ Live | basescan.org | | BNB Smart Chain | USDT | ✅ Live | bscscan.com | | Tempo | aUSD | ✅ Live | explore.tempo.xyz | | Solana | USDC | 🔄 Coming Soon | solscan.io |